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Social Security’s real dilemma? People are living much longer

It’s pretty well known by now that Social Security is facing a financial dilemma because it’s paying out more in benefits than it receives in payroll taxes. Everything written these days seems to focus on the aging “baby boomer” population entering into the system and that, as a result, Social Security’s Trust Fund reserves will be depleted by about 2034.  But blaming the baby boomer generation is somewhat disingenuous, because what is really happening is that longevity in general for Americans is increasing and will continue to increase, and that’s where the real strain on the program is rooted.  This blog article by “Jane the Actuary” appears at and discusses the issues surrounding Social Security’s financial woes.  Click here to read more.

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