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Sometimes Claiming Social Security at 70 Isn’t the Right Choice - Forbes

Most financial planners and Social Security Advisors – myself included – will encourage clients to wait as long a practical to claim Social Security benefits because doing so means a higher monthly amount. Social Security benefits don’t reach maximum until 70 years of age, so waiting until then to get the highest possible amount often makes a great deal of sense, especially for those with high life expectancy, and those who want to make sure their spouse gets the highest possible survivor benefit. However, waiting until age 70 to claim is clearly not the best option in all cases, as explained in this Forbes article by Thomas Hager. Click here to read more.

Also, if you’re unsure about how these basics apply to you, or if you have any questions about your individual situation under Social Security, note that the AMAC Foundation provides a free-to-the-public advisory service to help Americans navigate the complexities of this program. Learn more about it here…

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