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Still Working? Beware Claiming Social Security Early

Maurie Backman notes 62 is the earliest age to claim Social Security, and indeed more people claim at or near that age than at any other time, even though the highest benefits are paid to those who wait until age 70. Still, many retirees wish to continue working. But the earnings test limit applies to those between 62 and full retirment age (now 67 if born in or after 1960). In 2024, you can only earn $22,320 before having wages affect your Social Security benefits. Beyond that income threshold, you’ll risk having $1 in Social Security withheld per $2 of earnings. The money is not lost forever, though. Read the full article here.

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