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Strategic Thinking for Married Couples to Enhance Benefits - The Motley Fool
Financial planning for retirement is important for everyone, but for married couples, the timing of claiming Social Security benefits can take on added importance. Delaying claims to take advantage of delayed retirement credits is, of course, one step toward achieving larger monthly payments, but coordinating the claiming decisions with both partners can, in some cases, produce more effective cash flow. Also, depending on a couple’s overall financial situation, survivor benefits can take on greater importance in the decision-making process. A post by Maurie Backman on The Motley Fool website provides an overview of this topic…check it out here…
It’s a complicated process, for sure. If you need assistance in understanding how the rules apply to your individual situation, know that the AMAC Foundation’s Social Security Advisor Service is available to help you, free of charge. To learn more about this service and how to access it, visit the AMAC Foundation website.
This posting is presented for informational purposes only and does not represent legal or financial guidance. Any opinions or interpretations presented are either those of the original author or, in the case of articles authored by the AMAC Foundation, are the opinions of AMAC Foundation staff, originally trained and accredited by the National Social Security Association (NSSA) and certified via the AMAC Foundation. Any links included in the article are valid on the posted date; socialsecurityreport.org cannot guarantee the duration of the links’ validity. NSSA and the AMAC Foundation and its staff are not affiliated with or endorsed by the Social Security Administration or any other governmental entity. To submit a question, visit our website (https://amacfoundation.org/services/) or email us at ssadvisor@amacfoundation.org. Because we are a non-profit organization, there is no charge for these services.