birth rates

Marriage Rates, Birth Rates, and the Future of Social Security

The U.S. taxpayer-to-beneficiary ratio has dropped dramatically since the early days of Social Security, skidding from 42:1 in 1945 to less than 3:1 today, with projections calling for a continued decline in the years ahead. Although not the only factor…

A Beyond-the-Obvious Look at Social Security’s Problems

Yes, the baby boomers who contributed so much to the funding of Social Security over the years are retiring, and that brings with it a two-fold impact: fewer workers paying FICA tax, and more retirees drawing benefits. In addition, we…

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