claiming benefits
The “When to File” Question Again, Along with an Analysis of the Ramificatons
For most folks approaching Social Security eligibility, it’s probably a vexing question…do I file as soon as I can, wait until my full retirement age, or hold off until age 70? The standard answer provided by those close to the…
Claiming Early? You’re Not Alone…Here’s Why.
From a financial planning standpoint, conventional wisdom espoused by retirement advisors suggests waiting at least until full retirement age, and preferably until age 70, to claim Social Security benefits. There is nothing wrong with that advice, of course, but with…
Ask Rusty – When Should We Claim Social Security?
Dear Rusty: I am almost 63 and my husband will be 61 soon, and we are looking to see when our best time would be to start our Social Security benefits. We would like to know if one of us…
Thoughts on the “When to File” Question
Leaving the workforce before one’s Social Security full retirement age appears to be the most prevalent reason for claiming Social Security benefits early, according to a study reported in the Journal of Financial Planning. In an article posted by Marlene Satter on…