early retirement

More Thoughts on Deferring Social Security Benefits

The value of holding off on Social Security benefits is pretty well known these days, and many financial advisors extol the virtue of an 8% return on your deferred benefits (especially in view of the paltry–and declining–interest rates offered by…

The Personal Aspects of Deciding on Retirement

Of course, there is no one-size-fits-all template for those wondering when they should embrace retirement. It’s a decision that has many facets and implications, but the most fundamental is one’s health and financial situation. But assuming you’re in a position…

Claiming Benefits Before Age 62

Most folks assume age 62 to be the absolute earliest age one can begin to draw benefits from Social Security. While that’s generally true, there are (as always) some exceptions to this rule. The Motley Fool’s Kailey Hagen, in a post…

More on When to Retire–A Helpful Chart

The general question of “When should I retire?” is one of the most frequent inquiries fielded by the AMAC Foundation’s Social Security Advisory Service. And while our general first response is, “It depends,” we do spend time discussing the reasons…

The Implications of Filing for Social Security Early

MarketWatch contributor Brenton Smith provides, in a post on www.marketwatch.com, some thoughts on the long-term implications of filing for Social Security benefits before reaching full retirement age or even before age 70, when delayed retirement credits stop. His analysis of Social…

The Links Between Saving and Early Retirement

While retiring early seems to be a growing trend, it’s important to keep in mind the fact that the longer you need to fund those retirement years, the larger nest egg you’ll need to amass. And in addition, the lesser…

Social Security’s Infamous “Earnings Test”

Investment News Contributing Editor Mary Beth Franklin, in a post on www.investmentnews.com, takes an in-depth look at one of the components of Social Security that surprises–and causes some level of heartburn for–folks planning to retire before their full retirement age and…

The Impact of Stopping Work Before Claiming Benefits

In a Q&A post on forbes.com, contributor Larry Kotlikoff answers a question from a reader who left the workforce at age 63 but has not yet filed for benefits. His question dealt with the impact that this early exit from the…

Avoiding the “Never Ending Worklife”

It’s no secret that many previously-retired folks are re-entering the workforce. There’s a pretty constant stream of articles about this “phenomenon,” covering the reasons why, and they range from boredom to the simple fact that Social Security income may not…

Making the “Big Decision” on Your Social Security

You’re probably well aware that you can file for Social Security benefits as early as age 62, or as late as age 70. There are pros and cons on each of these goal posts, and quite a bit has been…

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