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You don’t necessarily have to wait to claim your benefits

You can begin your Social Security retirement benefits as early as age 62. However, if you start receiving benefits early, your benefits are reduced by up to 30 percent than your full retirement age monthly benefit. Most financial experts advise not to claim your benefits early; there are a couple of circumstances in which claiming Social Security at 62 is a good idea. Maurie Backman explains why claiming your Social Security benefit at 62 makes sense. Read Ms. Backman’s article here…

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