retirement
Retirement Planning: Balancing Social Security Against Spending Plans
It’s not an easy task, and it takes a lot more than a good crystal ball, but figuring out what income you’ll have in retirement and balancing it against how you’ll spend it is essential to achieving peace of mind…
Retirement…A Lifestyle That Doesn’t Work for Some
Call it “unretiring” or just changing mindsets, but it appears that a trend is emerging that brings folks back into the workforce after taking a stab at retirement. In a post on www.nytimes.com, Paula Span provides a glimpse into the…
The Upside of Working Longer
To some, the thought of working longer than originally anticipated might be depressing. To others, this option might represent a partial solution to their nagging concerns over outliving their assets in retirement. And with so much written about the lack…
The Retirement Savings “Crisis”: MIllennials Speak Up
Despite all the reasons why the “millennial generation” should be focusing on saving for retirement, it still doesn’t appear to be happening. Why, you ask. Well, the National Institute on Retirement Security took a look at this issue and developed…
The “Saving for Retirement” Issue from a Different Perspective
Much has been written about what statisticians say is a severe shortage of accumulated wealth among those heading into their retirement years. And, while the issue and its impacts are debated, it’s important to recognize that every day thousands step…
Retirement Financing is not the Only Worry for GEN-Xers
Generation X, the population cohort just before MIllennials, have concerns about retirement security, but that’s not all they worry about. According to a study by the Insured Retirement Institute, there are three topics that also weigh heavily on the minds…
The “Retirement Savings Crisis”–And What to do About It
It seems like just about everyday there’s a new account of how far behind the savings curve those approaching retirement are. Some news accounts label this more serious than our country’s health care crisis , while others refer to it…
Yet Another Study: Millennials Deficient in Saving for Retirement
A new study by National Institute on Retirement Security (NIRS) manager of research, Jennifer Brown, suggests that “Most Millennials have nothing saved for retirement, and those who are saving aren’t saving nearly enough.” Her report on the study, titled “…
Retirement Uncertainty and the Impact on Women
Recent research by research Transamerica Center for Retirement Studies (TCRS) reports that “only 12 percent of women indicated being “very confident” they will someday retire comfortably.” This sentiment, coupled with frequent news accounts of generally lower benefit levels and longer…
Boomers Express Need for Social Security Counseling
Maybe its a simple matter of chronological proximity, but a survey conducted in February by Massachusetts Mutual Life Insurance Co. indicated that Baby Boomers have a stronger interest in Social Security counseling than close in the Millennial age cohort (birthdates…