retirement
The Importance of a “Thoughtful Retirement Planning Process”
Thinking about retirement can be a fascinating–and often frightening–exercise. For many folks, the closer they get to that phase of life, the more daunting the planning for those years becomes. Do I have enough of a financial cushion for when…
Fear of Insolvency Driving Many Decisions to Claim Benefits Early
It’s not the only reason folks claim Social Security before full retirement age, but the growing anxiety over the program’s financial future has become a significant factor driving early filing. The Schroders 2025 US Retirement Survey results note that 36% of…
Returning to the Workforce in Retirement? Here’s a Common Question
Rejoining the workforce after claiming retirement benefits, as well as claiming benefits while continuing to work, raises an oft-asked question: Will my benefit increase as a result of paying more FICA taxes? That’s the subject of an msn.com article posted…
SECURE 2.0 and Catch-up Changes for 2026
As we get set for the coming year, now is a good time to ensure the retirement plan changes Introduced via SECURE 2.0 and scheduled for 2026 are clearly understood. If you’re reaching age 50 and had FICA-taxed wages above…
The 2026 Maximum Social Security Benefit…And How to Obtain It.
After application of the most recent cost-of-living adjustment (COLA), the Social Security Administration calculates that the maximum monthly benefit in 2026 has reached $5,251. That’s just a tad over $63,000 a year…an attractive retirement supplement in the eyes of many…
New 2026 IRS Rules which may affect your retirement
With each changing year, the IRS updates its rules, and those which affect retirement are among them. Such is the case for year 2026, where the IRS has issued new rules which may help you save more for your retirement.…
Artificial Intelligence (AI) – Be Careful of the Pitfalls
Artificial Intelligence (AI) is all the rage these days, with even the U.S. government getting on the bandwagon to try to harness this new and exciting technology. And it is, indeed, exciting, and a convenient method to do research, especially…
Your First Year of Retirement; How to Transition
The transition from a hectic work schedule which often impacts your personal life, is an important thing to evaluate before taking the plunge into your golden years. You are, after all, going from a life where your time is governed…
Significant Progress at SSA during 2025!
Long the target of disgruntled beneficiaries, headline seeking mainstream media, and some Congressional Representatives, the Social Security Administration has just provided a report on its accomplishments and progress in fiscal year 2025. The report, detailed in a letter to Congress…
How the 2026 IRS Changes Affect Your Retirement Planning
An old business adage is that “the only constant thing in life is change” – and that is certainly true when it comes to retirement planning. For as time passes, so do the rules which govern how much we can…