retirement
Retirement: Life (and Surprises) in the “End Zone”
After marching downfield for the length of a career, many retirees find that the turf in the end zone isn’t as welcoming or comfortable as they had hoped. Sorry to use a sports metaphor here, but it seems appropriate to…
Strategic Thinking for Married Couples to Enhance Benefits
Financial planning for retirement is important for everyone, but for married couples, the timing of claiming Social Security benefits can take on added importance. Delaying claims to take advantage of delayed retirement credits is, of course, one step toward achieving…
Deaing With the Anxieties of Social Security’s Insolvency Problem
Nearly every day, the media airwaves sound another edition of the general alarm about the Social Security trust fund depletion projections. With this constant drumbeat, there is little wonder why a growing number of retirees and future retirees are paying…
High-end Social Security Benefits Coming Under Fire?
As anticipated, the rapidly approaching depletion of Social Security’s trust fund reserves is bringing a variety of viewpoints into focus. Wth just six years remaining on the countdown clock, it’s not unexpected that the pace of suggestions for fundamental program…
Retirement and Social Security Readiness–A Quick Assessment
For many folks approaching Social Security eligibility, the decision about when to take that benefit-claiming step is not an easy one. After all, it’s permanent, and it tends to be based on some very fundamental unknowns–like, for example, how long…
Even millionaires fear this in retirement
Many retirees fear that they will outlive their retirement savings and investments. Even millionaires fear that they could possibly outline their savings according to the recent Northwestern Mutual Planning and Progress study. Shelby Fishman, writing for MarketWatch, reports on how…
Retirement on your own terms
The 2026 State of Retirement Planning Study by Fidelity Investments found that over 70 percent of participants are expecting to retire on their own terms in the future. A large number of the participants expect to transition into retirement instead…
The offset to COLA increases
Nearly 22 million seniors get by on Social Security alone. This makes the annual Social Security cost-of-living adjustment (COLA) a mechanism to ensure that Social Security benefits maintain their purchasing power in the face of inflation. The COLA for 2026…
Is Medicare Advantage the best option for you?
Medicare Advantage plans provide an alternative to Original Medicare. These plans often bundle Part D prescription drug coverage and may include additional benefits not covered by Original Medicare, such as dental, vision, hearing, or wellness programs. But are they the…
What unretired workers need to know about Social Security
Are you part of the new “unretire” trend among older workers? According to the New School’s Schwartz Center for Economic Policy Analysis, 2.9 million workers between the ages of 55 and 70 have retired due to the pandemic. Following the…