seniors
Retiring at age 80
Retiring at 80? Although it is not common practice, some individuals work longer because they enjoy it. Unfortunately, other individuals need to build their financial security. So, if you plan on retiring later in life, what are things you need…
Fighting Social Security Fraud Surprisingly Controversial
When did efforts to fight fraud become a political “hot potato?” Well, don’t let it ever be said that even the most obvious improvement plan is immune to political criticism, because that seems to be exactly what is happening now.…
SS Disability: Can the IRS Garnish your benefit?
The short answer is yes – the IRS can garnish your Social Security Disability Insurance (SSDI) benefit if you owe back taxes. But this would likely be something of a last resort to collect back taxes which are long overdue…
Retirement Planning and Social Security go hand in hand
Planning for retirement can be a sometimes daunting event, but something which is exactly the right way to secure your future. Some employers still offer a traditional “defined benefit” retirement plan, though these seem to be losing favor in American…
Social Security Fairness Act: Update
About 3.2 million people were affected by enactment of the Social Security Fairness Act in early January 2025. The media coverage of this event has many Social Security recipients wondering if their personal benefits will be affected. Here at the…
Don’t forget healthcare when planning your retirement
Of course, healthcare in the form of coverage for doctor visits and medical tests are, for most Americans, substantially covered by Medicare and/or Medicare Advantage plans from private insurers. But reality is that Medicare doesn’t cover everything, and a potentially…
State-by-State Average Social Security Payments
How does your monthly Social Security check compare to others, like you, who reside in your state? Fact is, according to over 75% of those collecting benefits, Social Security is an important part of their retirement income. Indeed, for some…
A Realistic Perspective on Reducing Social Security Fraud
Most media accounts of recently announced Social Security changes have been met with criticism by reporters, liberals, and anyone else wishing to label the Administration’s fraud and waste reduction efforts as misguided. But reality is that nearly $72 billion in…
“Telehealth” restrictions may happen later this year with Medicare
“Telehealth” – meeting with your doctors over the phone or online, came into being earnestly during the pandemic. That’s because of pandemic-induced restrictions and the fear of COVID-19 – restrictions and fears which have large gone by the wayside. Nevertheless,…
About Seniors and Social Security Disability
In this very informative article, a former Social Security employee discusses Social Security Disability Insurance (SSDI) benefits, and draws a comparison between another disability program known as SSI (Supplemental Security Insurance). The former is a program available to all working…