seniors
Demystifying Social Security Spouse Benefits
Among Social Security’s myriad regulations, few topics are more misunderstood than spouse benefits. Terminology is important here – “spouse benefits” in Social Security (SS) parlance refers to benefits one spouse can collect from the other’s record while both spouses are…
Why is Social Security so confusing?
Social Security has over 2,700 rules! To make it even more confusing, the SSA website has over 110,000 pages! Then, to make it even more challenging, the rules for different topics aren’t always located in the same section. You have…
Should I delay taking my Social Security until 70?
If you are in a position to delay taking Social Security until 70, it does have its benefits. Your benefit increases by 76% between the ages of 62 and 70. It doesn’t matter if your full retirement age (FRA) is…
Medicare paid $536 million for remote patient monitoring in 2024
In 2024, Medicare paid $536 million for remote patient monitoring, a 31 percent increase from 2023. Remote patient monitoring (RPM) is a technology that allows healthcare providers to collect and analyze patient health data from a distance, typically in the…
Is a Big Cost-of-Living Increase Really a Good Thing?
The Cost-of-Living Increase (COLA) grows as inflation grows. Estimates for the COLA increase in 2026 are now rising, with some saying as high as 2.7%. Inflation had started slowing down at the beginning of the year and is now rising…
Will doctors continue to serve Medicare patients?
Medicare reimbursement is not keeping up with inflation, according to a new study. The report noted that doctors are paid one-third less than a decade ago, but over the same period, inflation has risen by almost 30 percent. Additionally, Medicare…
Social Security Was Never Intended to be Your Only Retirement Fund
Social Security was created as a safety net to keep seniors out of poverty. Social Security was never intended to be your only source of income to live on when you retire. The retirement model is a three-legged stool. 1)…
Scams Appear More Legitimate with the use of Artificial Intelligence
With the use of Artificial Intelligence (AI), you must be more alert than ever before with emails, texts and phone calls that you receive. The scammers can now duplicate almost anything: Your voice, friends’ and family voices, official looking emails…
The rising cost of health care for Medicare beneficiaries
The cost of health care for Medicare beneficiaries is rising. A recent analysis by the Kaiser Family Foundation found that 7 million Medicare beneficiaries spent more than 10 percent of their annual income on Medicare Part B premiums in 2024.…
How To Receive a Paper Social Security Check After September 30th, 2025
An executive order titled “Modernizing Payments To and From America’s Bank Account” was issued by the President in the first quarter of the year to phase out paper checks to and from the government. You will still be able to…