seniors
Your First Year of Retirement; How to Transition
The transition from a hectic work schedule which often impacts your personal life, is an important thing to evaluate before taking the plunge into your golden years. You are, after all, going from a life where your time is governed…
Significant Progress at SSA during 2025!
Long the target of disgruntled beneficiaries, headline seeking mainstream media, and some Congressional Representatives, the Social Security Administration has just provided a report on its accomplishments and progress in fiscal year 2025. The report, detailed in a letter to Congress…
How the 2026 IRS Changes Affect Your Retirement Planning
An old business adage is that “the only constant thing in life is change” – and that is certainly true when it comes to retirement planning. For as time passes, so do the rules which govern how much we can…
Ready for retirement? How will you spend all that extra time?
After so many years working, who doesn’t dream of retirement? It’s a perfectly normal thing to do, but it is also important to plan for how you will be spending your new-found idle time. After all, “retirement isn’t an ending;…
Medicare Changes for 2026
It likely not news, but healthcare costs continue to take a big chunk out of every senior’s pocketbook, and the forthcoming 2026 year certainly reflect that ongoing trend. Medicare Part B and Part D premiums are going up, and deductibles…
What “Retirement” is Today
Modern retirement is different than it was years ago. This article says that “65 is the new 45” when it comes to retirement, because life expectancy today and in the future means you’ll be spending a lot more time in…
Social Security: A 2025 Financial Picture
Social Security is America’s most important retirement program, providing financial assistance in retirement for over 70 million Americans. Indeed, about half of all those receiving Social Security benefits say that it is a “major” source of their retirement income. And,…
Scam Alert: Don’t Fall for This
The Office of the Inspector General (OIG) of Social Security has issued an urgent alert to be wary of any contact which appears to be from the OIG and seeks to convince you that your Social Security Number (SSN) has…
About Social Security’s “Full Retirement Age”
Social Security’s “full retirement age” or “FRA” is when you get the full benefits you have earned from a lifetime of working. Those full benefits, based on your highest-earning 35 years, will be available at your FRA which, this year,…
2026 Social Security – Changes You Should Know
Social Security is an ever-evolving program, with certain changes automatically implemented every year. These changes are automatic and generally are based upon several government measurements, such as the Consumer Price Index and the Average National Wage Index, among others. Most…