seniors
Long-term care facilities enhance lives of Veterans
As a Veteran, you may be able to get assisted living, residential (live-in), or home health care through the VA. The VA provides long-term care services to over 500,000 Veterans, from those with traumatic brain injuries to those who need…
Does Medicare Advantage have better access to extra services?
A study by researchers at Mass General Brigham found that despite Medicare Advantage plans offering enhanced dental, vision, and hearing services, Medicare Advantage beneficiaries did not outperform their traditional Medicare counterparts in utilizing these benefits. Todd Shryock asks whether Medicare…
How Medicaid home care programs support caregivers
Generally, Medicare does not cover home care (home and community-based services or HCBS). In 2022, Medicaid paid for two-thirds of home care spending in the United States. Medicaid supports family caregivers with various services such as training, support groups, and…
Breaking News: Social Security & Medicare aren’t Going Bankrupt!!
In the true sense of the word, neither Social Security nor Medicare is in any danger of going “bankrupt.” However, that doesn’t mean that both programs are not having financial difficulties. Indeed they are, but the worst case scenario is…
A Logistics Nightmare: Implementing the Social Security Fairness Act.
Celebrated by all those affected by the elimination Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO), what’s not talked about is the logistics of implementing this new legislation known as the Social Security Fairness Act. Fact is, bills…
The Social Security Fairness Act – Patience is suggested

With the enactment of H.R. 82 – the Social Security Fairness Act – many are wondering what affect, if any, this new law may have on their personal Social Security benefit. For starters, you should know that unless you have…
How many people will benefit from the price cap
If you are a Medicare recipient who takes expensive prescriptions, you will get a break on your drug costs in 2025. The Inflation Reduction Act 2022 enabled Medicare to negotiate drug prices and establish a $2,000 cap on out-of-pocket spending…
Changes to retirement savings in 2025

With the new year starting and soon a new administration, what will this mean for retirement savings? Will Americans be encouraged to save more for retirement, and will new laws be passed to incentivize investment in 2025? Lynn Cavanaugh asked…
Will 2025 be your year?
This year will be important for those individuals born in the last eight months of 1958 and the first two months of 1959. Why; because they will be reaching their full retirement age. When you reach your full retirement age…
Resolve to Protect Yourself From Scams This New Year
(Source -By William Bardin, Acting Associate Commissioner for the Office of Program Integrity of The Social Security Administration) As we welcome in the new year, let’s make protecting ourselves against scams a top priority. Ring in 2025 with some smart…