seniors
Why is the SSA phasing out paper checks?
The Social Security Administration (SSA) will no longer issue paper checks for benefit payments beginning September 30, 2025. The number of beneficiaries affected is less than one percent; however, many of them are older, living in rural areas, or simply…
Avoid these retirement mistakes
A record number of American workers will soon be entering retirement, but are they prepared? There are many moving parts to retirement, ranging from knowing how your pension will be paid out, when to claim your Social Security benefits, and…
The Best Time To Start Your Social Security Benefits
When should I start my Social Security benefits? This is one of the most common questions the Social Security Advisors are asked at the AMAC Foundation. When to claim your Social Security benefits is a personal decision only you can…
Taxation of Social Security Benefits Was Not Eliminated
The “One Big, Beautiful Bill Act,” which President Trump signed into law on July 4, has generated questions regarding the issue of benefit taxation. Here are some details that explain the new provision. The taxation of Social Security benefits has…
Social Security Paper Checks Are Ending September 30th, 2025
The current administration is ending the insuance of paper Social Security checks to reduce administrative costs and fraud from paper checks being stolen. Recipiients still receiving paper checks need to switch to either direct deposit or prepaid Direct Express debit…
Starting Social Security Before Your Full Retirement Age and Working
If you want to start your Social Security Benefits before you reach your full retirement age (FRA) and continue to work, you will be subject to an earnings limit. Social Security allows you to use a special rule in your…
What to Expect for Social Security Changes in 2026
As is usually the case, 2026 will bring several program changes to Social Security. For example, there will likely be a cost-of-living increase in 2026. It is currently estimated at 2.5%. The full retirement age will be officially age 67…
Enhancing Your Social Security Online Account Security
Social Security is adding a “Security Authentication PIN (SAP) feature to your My Social Security Account Online account in August 2025. This is an optional feature. It is designed to make your identiy verification process faster and more secure when…
Medicare Part B and The Hold Harmless Rule
We’re one month into the compilation of statistics leading to determination of Social Security’s 2026 cost-of-living adjustment (COLA). Inflation has cooled considerably while health care costs have not, causing attention to focus on what impact expected Medicare Part B premium…
Help Mananging Your Social Security Benefit
If you feel you need help managing your Social Security benefits, Social Security will assist you in finding a representative payee. You may choose your own representative payee. You want to choose someone you can trust. They will recieve your…