Social Security
Taking Your Social Security Benefits Before Your FRA and Continuing to Work
If you were born in 1960 or later, your full retirement age (FRA) is 67. If you are working and take your benefits early, you will be subject to an earnings limit. If you go over the earnings limit for…
SOCIAL SECURITY AND CHILDREN - AMAC Foundation
Children May Be Entitled To Social Security Benefits Were you aware that when an adult is receiving Social Security retirement, survivor, or disability benefits, their child or children may also be eligible to receive benefits? There are certain guidelines SSA uses to determine if children…
Social Security Insolvency Needs “Attention, Not Panic”
It seems every day we see a new report on Social Security’s rapid descent toward financial insolvency, with many recent articles reinforcing the probability of a 2032 full depletion date for the trust funds. The projections for benefit cuts that…
Social Security and the Fight Against Poverty
Mention Social Security, and the natural instinct is to assume it’s about retirement and the support of the elderly. While that’s of course true, it’s equally relevant to consider the benefit payments in the context of guarding against poverty, and…
Slam the Scam Day – Safeguard Your Community from Government Imposters
(Source: Social Security Adminostration) Date: Thursday, February 26, 2026 Dear Colleague, The Inspector General for the Social Security Administration (SSA) has designated March 5, 2026, National “Slam the Scam” Day, an outreach campaign to raise public awareness of Social Security scams and…
More on the “Wait to Age 70” filing decision
There are many viewpoints on the general question of when to claim Social Security benefits, with early claiming — age 62 — remaining a statistically popular choice. The question itself is the most frequently-handled topic at the AMAC Foundation’s Social…
Digesting President Trump’s Retirement Plan Announcement
An estimated fifty million Americans have no formal retirement plan, and the average person receiving retirement benefits collects roughly $24,000 per year[1]. Accordingly, most retired workers rely on Social Security as a significant portion of their retirement income. For many…
COLA Watch – 2027
Yes, the official calculation of the 2027 Social Security cost-of-living adjustment is still about eight months away. But since it’s such a popular topic for pundits to discuss, we’re already seeing forecasts of what beneficiaries could see in their January…
Anaylzing the Claiming Age Trade-offs
Although age 62 remains the most popular age for claiming Social Security benefits, and although many folks realize that deferring that decision will yield a higher monthly benefit, deciding to jump in or wait can be agonizing. A thoughtful decision…
A Quick Primer on Social Security
If you’re just beginning to consider the U.S. Social Security program, it’s wise to start with a basic account of the foundational elements of this 90-year-old senior benefit program. Freelance writer Miranda Marquit, in a post on Britannica Money’s website,…