Social Security
Taxation of Social Security Benefits
Even though the Big Beautiful Bill includes an additional $6.000 deduction for seniors 65 or older, it did not eliminate the taxation of Social Security benefits. Depending on your income, you may still have to pay taxes on a portion…
Scams Appear More Legitimate with the use of Artificial Intelligence
With the use of Artificial Intelligence (AI), you must be more alert than ever before with emails, texts and phone calls that you receive. The scammers can now duplicate almost anything: Your voice, friends’ and family voices, official looking emails…
Non-Working Spouses and Social Security
If you are currently married, or an ex-spouse who was married for at least ten years, you can get a spousal benefit whether you worked or not. If you were a stay-at-home spouse who stayed home and took care of…
How To Receive a Paper Social Security Check After September 30th, 2025
An executive order titled “Modernizing Payments To and From America’s Bank Account” was issued by the President in the first quarter of the year to phase out paper checks to and from the government. You will still be able to…
Social Security Launches A New Program for People on SSI
Social Security has a new program for people on Supplemental Security Income (SSI) called “PASS.” PASS is designed to help people on disability set aside money for a work-related goal. This includes any necessary expenses to find and keep a…
New Social Security Scam Going Around
A new Social Security scam is going around in Michigan. These emails claim they will help you get your Cost of Living Increase (COLA). Your COLA is automatically applied each year by the Social Security Administration (SSA). As the scam…
Does it pay to delay taking your Social Security Benefits?
The current retirement age for anyone born in 1960 or later is 67 years old. The reduction for taking your benefit at age 62 is 30%. If you delay taking your benefits until age 70, your benefit will increase by…
The Big Beautiful Bill Did Not End the Taxation of Social Security
The taxation of Social Security benefits has not ended; however, you may see your taxes reduced. According to Social Security, an average of 56% of Social Security beneficiaries currently pay taxes on a portion of their Social Security benefits. As…
A Widow’s Social Security Journey
The aftermath of losing a spouse is difficult and can be compounded by the stress of dealing with the Social Security Administration when they learn of your spouse’s death. And Social Security does find out – if not from a…
What is the biggest threat to your retirement
We are all aware that Social Security is facing an insolvency issue if Congress does not act by 2034. If no action is taken by lawmakers, then Social Security may have to cut benefits by 19 percent. But what if…