Social Security
Get the most out of your Social Security benefits.
You need to look at your Social Security benefit before it’s time to retire. Your benefit amount is based on your highest 35 years of earnings, so you want to try and work at least 35 years. The more you…
When you start your Social Security Benefits they may be taxable.
If your only income is your Social Security benefit, you probably won’t owe taxes. However, if you have other taxable income, you will most likely pay taxes on some of your Social Security benefits. Approximately 56% of Social Security recipients…
Social Security delays identification verification requirements.
Social Security is delaying the new identification requirements for when you apply for Social Security benefits or Medicare until April 14th, 2025. Disability, Supplemental Security Income (SSI), and Medicare applicants will still be able to verify their identity over the…
Social Security resorts to the old rule of collecting overpayments March 27, 2025.
Social Security recipients currently on a repayment plan which only requires you to pay no more than $10 or 10 percent of your benefit per month, will not be affected by this change. Beginning on Thursday, March 27th, 2025, you…
What to do if your earnings record is incorrect.
It is important to regularly check your earnings records to make sure your earnings are entered correctly and not omitted. You have unlimited time to add your missing earnings by supplying your W-2 for the appropriate year. The self-employed only…
Social Security Benefits Ex-Spouses may be eligible for.
If you are divorced but married to your ex-spouse for at least ten years you may qualify for benefits under your ex-spouse’s Social Security record. If you have children from your ex-spouse and they are under age 16 or disabled,…
About Announced Social Security Changes to Reduce Fraud
There have been many articles published about a recent announcement by the Social Security Administration requiring certain people to provide in-person proof of their identity. Many of the public media accounts have been misleading or confusing, sometimes written with a…
Social Security is more than just a retirement benefit.
When you pay into Social Security you are not just paying into a retirement account. It also works as insurance for yourself, and your family, should you become disabled or pass away. There are benefits you can become eligible for…
Your children may be eligible for Social Security benefits also.
Your children may be eligible for benefits too. Biological children, adopted children, stepchildren (even if the other parent is alive if you provide more than 50 percent of their support), and grandchildren if both parents are deceased or disabled. Children…
Social Security Increases Transparency and Accountability
New rules for proving your identity with Social Security. Updated March 24th, 2025 “What to Know about Proving Your Identity: SSA recently announced it is strengthening identity proofing requirements for people who do not use a personal My Social Security…