Social Security
Social Security in 2025
The only thing constant is change, and that holds for Social Security. In Social Security’s almost 90-year history (August 14, 1935), many things have changed, and next year will be no different. Starting in January, there will be five changes…
Only 4% claim Social Security at 70
You can start receiving your Social Security retirement benefits as early as age 62 but at a reduced amount. However, you are entitled to full benefits only when you reach your full retirement age. If you delay taking your benefits…
Appointments Growing (and Lines Shrinking) for Social Security Cards and Other Services
In recent years, some Social Security offices saw lines getting longer, in some cases lasting hours. In 2024, we started to tackle this, renewing our commitment to better customer experiences. Continue reading here… Notice: The link provided above connects readers to the…
The latest on the Social Security Fairness Act
U.S. Senate Majority Leader Chuck Schumer told union members he is “doing everything” to pass legislation to pass the Social Security Fairness Act, which would eliminate the Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO). However, Congress is…
Social Security changes that could affect your wallet.
When the Social Security Administration announced on October 10th that the cost-of-living adjustment (COLA) was to be 2.5 percent for 2025, unless you were already taking your Social Security benefits, you may have skipped over that news. However, along with…
What is the best age to begin your benefits?
According to a recent survey, 88 percent of retirees rely on Social Security to make ends meet. The same group said their benefits are a major source of income. So, how can you get the most from your benefits? First,…
Don’t fall into these traps when applying for benefits
Signing up for either Social Security or Medicare should not be so confusing. It is easy to fall into certain traps that could cost you thousands of dollars. Why? First, when you sign up for Medicare, you do so on…
What happened to The Social Security Fairness Act?
Where does The Social Security Fairness Act stand now? The Social Security Fairness Act, H.R. 82, was passed by the U.S. House in November and is awaiting a Senate vote. The bill must be voted on by year-end, or it…
Where to live in retirement
GOBankingRates recently published a study on how far combined retirement savings of $750,000 and Social Security benefits would last in each region of the country. They considered housing markets, healthcare costs, and assorted living expenses in each area. To read…
Changes to Accessing Social Security In-Person Services
We are expanding appointment-based services at our local Social Security offices. By scheduling appointments, we aim to reduce wait times, streamline service delivery, and improve customer experience. Nearly 400 local offices have already moved to appointment-based service this year. These…