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Target-Date Funds: Same Retirement Year, Very Different Results
Just because two target-date funds are based on the same retirement year doesn’t mean they will have the same performance. In fact, the two performances may be very, very different. Target-date funds typically comprise cash, stocks and bonds in a portfolio that becomes more conservative as the retirement date chosen by the investor nears. Such funds became popular when the Pension Protection Act of 2006 allowed them to be offered as the default investment option in various retirement plans, including 401(k)s...Read More
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