Tax Advantages of Deferring Social Security Benefits

Conventional wisdom–indeed, the prevailing reason most people are advised to wait to age 70 if they can to file for Social Security benefits–is that the monthly payout is greatest at that point, having grown by 32% due to Delayed Retirement Credits. That’s certainly a mathematical fact, but that’s not the only reason for considering this strategy. Kiplinger’s Michael Tove, in a post on, presents a different perspective on this strategy, one that focuses on the tax advantages that most folks do not consider when pondering this area. Check out his post here…


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