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The Argument for Claiming at Age 62

Few experts advise beginning Social Security benefits at age 62 because they are smallest monthly benefit for life. Yet, a majority do claim then or just after that age. Stefon Walters explains there may be times when that is warranted. But it all comes down to the age where your total amount received from claiming early equals the total amount received by delaying benefits. Walters explains this and includes a chart showing “break even” just past age 80. He advises people not to be completely dismissive of all the lost payments by waiting longer. Full article here.

The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.

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