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The Flip Side of the Argument for Filing for Benefits at 62

Yesterday, we posted an article by GoBaningRates’ Dawn Allcot posing the argument for filing at the earliest age–62. She focused on the equalization of lifetime benefits regardless of when you claim, as well as the advantage of allowing tax-deferred savings to accumulate further. Today, we offer a counterpoint to that in the form of a video post by Yahoo!Finance in which Kerry Hannon explains the other side of the coin–waiting as long as possible to avoid benefits and to take advantage of delayed retirement credits. Ms. Hannon stresses, of course, that the basic premise of the decision is situational. Check out the video here, but know that the AMAC Foundation can help you understand the implications facing you at this key decision point. The Foundation offers a free-to-the-public Advisory Service featuring a staff of trained and accredited Advisors available to review your situation amd clearly explain your options. Learn more about this service here…

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