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The Historic Nature of 2027's Social Security COLA - AMAC Foundation
With the September 2026 CPI-W release just hours away, the drumbeat is growing louder for those anxiously awaiting next year's final Social Security cost-of-living adjustment. Assuming the 2027 COLA will be at least 3.5%, the increase will mark the sixth consecutive year beneficiaries have received at least a 2.5% bump. In fact, the average COLA for 2000-2027 would be 2.6%, and the average for the past 10 years would be 3.4%, so the 3.5% represents an upward trend.
The COLA trajectory is often discussed; while it gives seniors a chance to keep up with costs, the downside is its link to inflation. Also, because COLA lags behind price increases, inflation’s impact is already felt.
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