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The Upside of Filing for Social Security Early

So much has been written in the financial press about the benefits of waiting to file for Social Security–and therefore receiving a larger monthly amount–that folks who have filed early are often led to believe they’ve made a crucial mistake. There’s another way of looking it this, though, as described in an article by The Motley Fool’s Brian Stoffel posted today on In essence, Stoffel suggests that filing early provides a measure of wealth that leads to freedom to pursue other interests–interests that can add substantially to one’s contentment and peace of mind. And, by the way, keep in mind that Social Security’s calculations are determined through actuarial projections, meaning that lower payments for a longer period of time are projected to be equal to higher payments over a shorter period, based on life expectancy. Read Stoffel’s article here…  


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