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Important Facts About Social Security and Your Retirement

According to the recent annual report from the Trustees of Social Security, reserves held in the Trust Fund are sufficient to pay full benefits up to about 2034. That’s either troubling or good news, depending on how you view it, but reality is that if the Trust Fund is depleted in 2034 Social Security benefits will take an across the board cut of about 23%. Some adjustments to Social Security, such as to the annual payroll tax cap, are automatic and help preserve the program, but if you expect to be collecting benefits in the mid-2030s you should probably plan for the worst. That means taking action now to shore up your retirement income, even though full depletion of the Trust Funds may not actually happen if Congress takes action soon to resolve the program’s financial shortfall. This Motley Fool article by Sam Swenson explains.

AMAC has been at the forefront trying to strengthen Social Security by developing and proposing its Social Security Guarantee.  AMAC has been discussing and continues to discuss this common-sense solution with Congressional Representatives in its efforts to protect America’s senior citizens who rely on Social Security.  To reviewAMAC’s Social Security Guarantee, click here.

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