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Turning 62 in 2020? 3 Things to Know

Everyone seems to know what a magic number 62 is when it comes to retirement.  But it may be past time to re-think that as the age to begin Social Security benefits.  As Maurie Backman notes in this piece, someone turning 62 in 2020 may have 30+ more years to live.  A substantial nest egg would be required to pull that off.  Backman explains the permanent, lifetime cut in monthly benefits people will take by starting Social Security benefits then as opposed to waiting.  Then of course there is Medicare, for which another 3 years are required to meet eligibility.  Read full piece here.

The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.

 

 

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