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Understanding Social Security Disability - Good Men Project

Social Security’s disability program, known as “SSDI” (Social Security Disability Insurance), is one of the most misunderstood segments of the nation’s entire social insurance program. Unfortunately, we hear almost daily from American’s frustrated because their application for SSDI benefits has been denied, or that many months have gone by without word on the application’s outcome, and there is little we can do but encourage patience. The fact of the matter is, processing SSDI applications take time, because benefits aren’t just casually doled out to anyone who applies, but rather each instance undergoes a rigorous evaluation to ensure eligibility criteria are satisfied. And what are those criteria? Well, for one thing, SSDI is not a program for short term disability; rather, the disability must be near-total and expected to last for at least one year or result in death, and that must be supported by medical evidence. Usually, that medical evidence is obtained from the applicant’s medical service providers, which induces additional delay. And often, Social Security’s own workload can add to the delay as well. But as the saying goes, “patience is a virtue” and that is especially true when applying for SSDI benefits. Most importantly, understanding how the program works, and the options available if the application is denied, are crucial, as explained in this publication by The Good Men Project, written by Calvin Ampry. Click here to read more.

Also, if you’re unsure about how these basics apply to you, or if you have any questions about your individual situation under Social Security, note that the AMAC Foundation provides a free-to-the-public advisory service to help Americans navigate the complexities of this program. Learn more about it here…

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