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Unpacking the Effect of a Change in Retirement Age

As noted in the last two days’ Headline posts on this site, the rhetoric is building on the subject of changing the Social Security full retirement age as part of the strategy to avoid the program’s projected payment shortfalls. It’s a fairly complex matter, as explained in Forbes senior contributor Erik Sherman’s post on Sherman provides a mathematical perspective on how a setback in the schedule for claiming benefits actually affects benefits, and includes a comprehensive explanation of how SSA calculates benefits. Read his post here.

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