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Want a Social Security Boost? Do This.

The literature is replete with how to get a “bonus” out of Social Security or “secret plans” to get extra. All entail waiting until age 70, as delay boosts benefits remarkably. But as Mauire Backman reminds readers, Social Security replaces only about 40% of pre-retirement income. One cannot live on it alone. So the real solution is to save well in advance of any claim date. Backman suggests and explains IRAs and 401k plans. Full piece here.

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