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What is a Simplified Employee Pension (SEP) plan and do you qualify?

Are you self- employed or a small business owner?  Do you have a retirement plan?  If you are a self-employed individual or a small business owner you can establish individual retirement accounts, called SEP IRAs for yourself and your employees.  So how do SEP IRAs work?  They work a lot like a traditional IRA, but here are additional rules and benefits you need to understand before you decide if this retirement plan is right for you and/or your small business. In Kate Ashford’s article appearing on she explains how a SEP IRAs allow self-employed people and small businesses with few employees to save a lot for retirement easily.  Read Ms. Ashford’s article here…  

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