Q & A
What is the best way to determine my wife’s Social Security benefit? I am 70 and drawing benefits and she is 56. We are both retired.
Answer: You can go online and retrieve her earnings record and then paste it into a software program that can calculate not just what she’ll collect if she starts collecting at a certain date, but also when it is best for her to start collecting.
Source: LAURENCE KOTLIKOFF, www.pbs.org
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