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What is the real Social Security maximum benefit?

Most times, when you ask what the maximum Social Security benefit amount available might be, the answer you get will be whatever amount is set as the maximum monthly full retirement age benefit in any given year ($2,687 in 2017).  That amount, referred to as the primary insurance amount (or PIA), is the most a high-earning worker could receive when applying at their full retirement age.  But the reality is that the true maximum benefit is much higher than that – as much as 32% higher in the right circumstances.  And given that Social Security usually represents a major portion of a retired person’s income, maximizing that benefit can make a lot of sense.  This Motley Fool article by Sean Williams explains what the true maximum Social Security benefit amount is in 2017.  Click here to read more.

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