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When Not to Wait Until Age 70 to Start Social Security
Experts almost unanimously state wait until age 70 to start Social Security if you can. Indeed, it maximized your monthly amount for the rest of your life. The 8% appreciation rate in one’s benefit from full until max retirement age is tough to beat anywhere else. But, as Christy Bieber points out, if you find yourself in a situation where not starting your checks means taking too much out of your retirement accounts, you absolutely don’t want to delay. Bieber says an empty bank or investment account when one starts Social Security at age 70 makes little financial sense. Read here full article here.
The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.