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Is waiting until age 70 for Social Security a smart move?

If you are a person who reads articles on Social Security on a regular basis, you will often see suggestions that you should wait until you are 70 years old to collect.  This speaks to the most frequently asked question advisors receive:  When should I apply for Social Security?  And the answer is always “It depends”.  The reality is that a case can be made both for waiting until age 70 to maximize your benefits, and also for not doing so, with your personal “right path” depending entirely upon your personal circumstances. This Motley Fool article by Matthew Frankel explains three reasons why waiting until age 70 is a dumb move, and also offers some pretty good reasons why waiting would be smart.  Click here to read more.

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