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When Waiting to Start Benefits Makes Sense

Laura Gariepy is a financial advisor. In this piece she addresses what to do when one hits age 62, the earliest possible time to begin Social Security benefits. Four signs you should wait until 67 or even 70 to collect Social Security are: 1.) You Have a Family History of Longevity; 2.) You’re Married and Earn More Than Your Spouse; 3.) You’re Still Working; and 4.) You Don’t Need the Money Now. But above all else, Gariepy advises working 35 years to avoid any zeros in the benefit calculation. Full piece here.

The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.

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