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Why Claim Social Security at Age 67

Keith Speights notes most Americans begin Social Security at age 62, possibly just assuming that is what they should do since they are now eligible. But a permanent cut in benefits ensues by doing this. Patience can pay off because one can work between 62 and 67, which is the full retirement age for those born in 1960 or later. Earning more means higher figures in the benefit calculation (and the ability save more on your own too) plus no reduction for claiming early. Waiting until 70 yields a still higher benefit. Full piece here.

The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.

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