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Why it might be best to not count on Social Security

Selena Maranjian admits that Social Security is critical for Americans and that is acts as an anti-poverty program. But she says it may not be worth counting on if not yet retired because it replaces so little of pre-retirement income at 40% that you cannot live on it alone. Plus it faces financial challenges as the number of workers to beneficiaries continues to decline. Without congressional reform, beneficiaries can only expect to collect about 80% of promised benefits starting around 2032. She mentions some reform ideas. Read entire piece here.

The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.

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