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Worst-Case Scenario Planning is Becoming More Prevalent

Gallup polling some months ago suggested that almost half of non-retirees have become skeptical about the existence of Social Security in their future. Despite the unrealistic belief that the program will disappear completely, many engaged in long-range financial planning have adopted a “worst case” philosophy when it comes to Social Security benefits. A post today by The Motley Fool’s Christy Bieber on Yahoo.com’s Finance page presents a perspective on this subject, citing an example of a young couple with an intent to “ … plan like we’re going to get nothing.” Ms. Bieber’s article goes on to discuss the unexpected situation of Social Security’s reserves becoming fully depleted, and touches on how this couple is adjusting their retirement planning accordingly. Read Ms. Biebe;s article in full here.

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