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You Might Regret Your Early Social Security Claim

Christy Bieber explains that most people do not wait for full retirement age (FRA), which is soon to be 67 for all, before starting benefits. That choice can have dire consequences. It permanently shrinks one’s monthly benefit to begin any time before FRA. It can also affect survivor benefits. And something few think about is that cost of living adjustments will be smaller than otherwise, as they would be calculated on lower amounts due to the percentage nature of the calculations. Full article here.

The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.

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