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Zero in on savings

• Although the term retirement income replacement ratio sounds formidable, it’s actually a simple, understandable concept that doesn’t require any fancy math. The ratio helps you zero in on your retirement savings goal and periodically measure your progress as you move toward your target.Will you need 60 percent, 75 percent, 90 percent or even 100 percent of the income you have in your last year of work to maintain a desirable standard of living after you retire?…Read More

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