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3 Great Reasons to Take Social Security Benefits at 62

Christy Bieber reviews the conventional wisdom on waiting to take Social Security benefits until at least full retirement age rather than at age 62 to avoid early filing penalties that make for permanent reductions.  She notes, though, that the penalty might be worth incurring if there’s a good reason to retire at 62.  She lists these three: 1. You want to retire early and need Social Security to do it; 2. Your early claim will maximize your family’s benefits; 3. You don’t want to count on outliving your lifespan.  Full article here.

The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.



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