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3 Seemingly Innocent Social Security Mistakes That Could Really Hurt You

Maurie Backman explains that your goal should be to get the most money from Social Security you can.  To that end, one should avoid three seemingly minor mistakes.  One, do not automatically sign up for Social Security when signing up for Medicare at age 65.  Full retirement age is higher than 65.  Two, don’t forget to claim at age 70 if seeking to maximize benefits, as there is no gain for going beyond 70.  Three, do not ignore your annual earning statement.  Check for accuracy, as benefits are based on one’s 35 highest years in the workforce (amounts will be adjusted for inflation in any calculation of benefits).  Read Backman’s full article here.

The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.



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