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4 Big Emergency Fund Mistakes You Can’t Afford to Make

Experts have said for decades that everyone needs an emergency fund.  Those in the workforce must guard against sudden joblessness, an unexpected illness, or any of life’s other curveballs.  Retirees on Social Security need savings to have any semblance of what one might call retirement.  Social Security will never cut it, as it replaces a mere 40% of pre-retirement income.  Christy Bieber cautions against making any of these four emergency fund mistakes:  1.) not having one; 2.) spending funds on non-emergencies; 3.) not maintaining enough money in the fund; 4.) investing the funds in anything other than safe instruments.  Full article here.


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