Q & A
When a person who has worked and paid Social Security taxes dies, who is eligible for survivors benefits?
Answer: Social Security survivors benefits can be paid to:
∎ Widows or widowers — unreduced benefits at full retirement age, or reduced benefits as early as age 60.
∎ Disabled widows or widowers — as early as age 50.
∎ Widows or widowers at any age if they take care of the deceased’s child who is under age 16 or disabled and receiving Social Security benefits.
∎ Unmarried children under age 18, or up to age 19 if they are attending secondary school full time. Under certain circumstances, benefits can be paid to stepchildren and grandchildren.
∎ Children at any age who were disabled before age 22 and remain disabled.
∎ Dependent parents age 62 or older.
Even if you are divorced, you still may qualify for survivors benefits.
For more information, go online to www.socialsecurity.gov.
Source: Valley News – July 6, 2014
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