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If you file at 62, you’ll wind up regretting it.
When to begin your Social Security benefits isn’t an easy decision since the Social Security Administration gives you’re an eight-year window for signing up. You can file for your benefits at 62, the earliest age you can file for benefits, but your benefits are permanently reduced or wait until age 70 and receive the financial incentives for waiting. Somewhere in the middle of this eight-year period is your full retirement age where you get to collect your full monthly Social Security benefit based on your earnings history. However, the most popular age to file for benefits is 62, but there are three reasons why filing at that age is a bad idea. Read article here…