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One Move Will Guarantee Larger Social Security Checks in Retirement
Kailey Hagen lays it out quite simply– work more and earn more now. Social Security uses one’s highest 35 years of wages to calculate monthly benefits. So maximizing earnings in your working years is the single greatest thing one can do to secure bigger checks later. She also notes waiting until full retirement age (66-67 depending on birth year) or even waiting to max retirement age of 70 to get a huge boost in monthly benefits. Her full piece is here.
The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.