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Drawing Benefits Early and the Key Question to Ask

Reaching age 62 makes you eligible to begin drawing Social Security benefits, and one of the most important things to be aware of is how much your monthly benefit will be discounted, from the amount available at your full retirement age. For those born in1960 or later, this discount can be as much as 30%, so it’s a big consideration. But for married individuals, an even more critical question relates to the potential effect on benefits available to your spouse. A post by The Motley Fool’s Maurie Backman on crossroadstoday.com provides background on the implications of this key question. Check it out here…

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