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Reasons You Could Get Stuck With a Tinier Social Security Check
Maurie Backman cautions folks about slip ups along the way to retirement that could leave folks with a much lower amount than anticipated. What are these? The usual suspects are of course not working 35 years. A zero is added to the mix for every year to make 35, so even earnings from a part-time job is better than a zero. Retire at full retirement age (now 67 for most), not 62. Lastly, check your earnings statement, as Social Security Administration can and does make errors. Full piece here.
The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.